Uber, Lyft, and other ridesharing services are becoming more popular because they are efficient, convenient, and more economical. They can also be used through mobile applications, making them more accessible to the public.
This popularity has its down side. Since more people are using these ridesharing apps, more people are also becoming more vulnerable to traffic accidents involving these ridesharing services. It can also be argued that the passengers will suffer worse, because they are innocent victims who have sustained damages because of other parties.
How Accidents May Occur
Ridesharing services have guidelines before they give applicants the privilege of working under their name. These guidelines may include the driver’s age, vehicle’s age, and insurance. This may be a good way to filter the decent drivers from those that are not, but there are still instances where accidents may happen. Below are just some of the most common causes of accidents:
- Reckless behaviors including speeding, weaving, tailgating, and driving under the influence
- Driving errors like failing to use signal lights and refusing to yield to other vehicles and pedestrians
- Mechanical failure associated with maintenance and usage issues, such as brake system defects and tire blowouts
- Road hazards like malfunctioning traffic lights, unnecessary obstructions on the road, and potholes
- Other negligent or reckless parties that may trigger accidents
Possible Issues with Insurance
Insurance providers will do everything to deny claims or minimize the compensation their customers will get. After all, insurance is still a business. But this doesn’t change the fact that there are ethical concerns in insurance, and customers and victims alike should get what they deserve.
For example, if an Uber driver got in an accident and there was no passenger, insurance providers may deny claims and argue that they are not liable because there has been no passenger in the first place. But it can also be claimed that there is still liability if the ridesharing app is on upon the time of the crash.
There are other issues that may arise, like how insurance providers may deny claims if the driver has been proven to be negligent. As a passenger, you are the one who is going to suffer more because of the lack of insurance. To avoid issues, it is best to contact a lawyer, and if possible, get one that specializes in ridesharing insurance claims.Read More »